Assurance that wraps around the whole family
Star Health Assure is built for real, multi-generation Indian families — with high sum insured up to ₹2 Crore, generous family definitions covering parents and in-laws, and maternity and wellness benefits that look after everyone under one roof.
Best for Multi-generation households wanting high cover and wide family inclusion under one policy.
The headline benefits that matter most — summarised from the official insurer brochure.
Cover self, spouse, dependent children, parents and parents-in-law — up to 2A+3C+4P, or 6 adults + 3 children.
Higher sum insured options unlock any-room cover, with day-care and domiciliary treatment up to SI.
Earn 25% of sum insured for each claim-free year, up to a maximum of 100% of your SI.
Delivery expenses up to 10% of SI, assisted reproduction and newborn hospitalisation cover.
Earn reward points on the Star Power app and cut up to 20% off your renewal premium.
An annual health check-up for insured members every policy year, irrespective of claims.
From newborns to grandparents, Star Health Assure covers a wide family under a single sum insured — with maternity, newborn and organ-donor benefits that support life's biggest moments.
The Star Wellness Program rewards healthy habits with up to 20% off renewals, while an annual Assure health check-up keeps the whole family on track.
Quick reference for the essentials. Our advisor will confirm exact terms for your profile.
| Sum Insured | ₹5 L to ₹2 Crore (₹75 L+ up to age 65 at inception) |
|---|---|
| Entry Age | 18 to 75 years · Dependent children 91 days–17 years |
| Family Size | Up to 2A+3C+4P or 6 Adults + 3 Children |
| Co-Payment | 10% for entry age 61 years & above |
| Renewal | Lifelong |
| Zones | Zone A · Zone B · Zone C |
Source: Star Health & Allied Insurance product brochure. Subject to policy terms, conditions and exclusions.
Share a few details and our advisor will come back with exact premiums, the right variant and any discounts you qualify for — usually within a few hours.
Just honest advice tailored to your family.
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