ReAssure 2.0 rewards you for not claiming — your unused base sum insured carries forward, multiplying your protection up to 10X. Add ReAssure Forever, fixed entry-age pricing and lightning-fast claims, and you have a plan that quietly grows more valuable every year.
Best for Long-term savers who want their cover to grow and fast, hassle-free claims.
The headline benefits that matter most — summarised from the official insurer brochure.
Unutilised base sum insured carries forward to the next year — up to 5X or 10X of your base SI.
One claim turns on ReAssure Forever — unlimited reinstatement of your base sum insured, for life.
Pay the premium as per your entry age, until a claim is paid — save as you age.
Cashless claims processed in as little as 30 minutes, so treatment never waits.
Stay active and earn up to 30% discount on your renewal premium.
Cover non-payable items and protect your Booster+ from small claims.
With Booster+, the sum insured you don't use isn't lost — it carries forward year on year, up to 10X of your base cover. It's protection that quietly compounds while you stay healthy.
Niva Bupa's 30-minute claim processing and unlimited network e-consultations mean help is quick when it matters most — backed by second medical opinions for peace of mind.
Quick reference for the essentials. Our advisor will confirm exact terms for your profile.
| Cover | Base Sum Insured with Booster+ carry forward |
|---|---|
| Lock the Clock | Pay as per entry age until first claim |
| ReAssure Forever | Unlimited reinstatement after 1st claim |
| Pre / Post Hospitalisation | 60 days / 180 days up to SI |
| Modern Treatments | Covered up to SI |
| E-Consultation | Unlimited within network |
Source: Niva Bupa Health Insurance product brochure. Subject to policy terms, conditions and exclusions.
Share a few details and our advisor will come back with exact premiums, the right variant and any discounts you qualify for — usually within a few hours.
Just honest advice tailored to your family.
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