Trusted advisory · Care · Niva Bupa · Star Health

The right health cover,
chosen with care.

We help families, couples, seniors and corporates find, compare and buy the perfect health insurance across India's leading insurers — with honest advice and lifelong claim support.

6+
Premium plans curated
3
Top-rated insurers
100%
Claim-side support
₹2 Cr+
Cover options available
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Advisors for India's most-loved insurers
Care HealthInsurance
Niva BupaHealth Insurance
Star Health& Allied Insurance
Why families choose Swastik

Insurance advice that actually works for you

We're not a call-centre. We're advisors who read the fine print so you don't have to — and stay by your side long after the policy is issued.

Unbiased comparison

Every leading plan, side by side. We recommend what fits your life — not what pays us the most.

Free smart tools

Coverage calculators, eligibility checks and premium estimators — get clarity in minutes, at no cost.

Real human support

One WhatsApp message reaches a real advisor. From quote to claim, you always have someone in your corner.

Best-value picks

From premium-back plans to unlimited cover — we find the maximum benefit for every rupee you spend.

Curated plans

Six flagship covers, one trusted advisor

Hand-picked plans from Care Health, Niva Bupa and Star Health — for individuals, couples, families, seniors and corporate groups.

Care Supreme Care HealthBest Value

Care Supreme

Redefining value from health insurance

Up to 600% increase in total coverage with unlimited automatic recharge and no bonus cut on claims.

  • Unlimited recharge for related & unrelated illness
  • Up to 30% wellness discount on renewal
  • Cover options ₹5 L to ₹1 Cr
Family & Individual₹5 L – ₹1 Cr
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Care Ultimate Care HealthPremium Back

Care Ultimate

The future of health insurance

Get your first-year base premium back after 5 claim-free years, plus loyalty rewards for staying healthy.

  • MoneyBack after every 5 claim-free years
  • Infinity Bonus — 100% SI every year
  • Up to 30% welcome discount
Rewards the healthy₹5 L – ₹1 Cr
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ReAssure 3.0 Niva BupaUnlimited

ReAssure 3.0

Go limitless

Unlimited base sum insured with ReAssure Forever, Lock the Clock pricing and borderless global cover.

  • Unlimited base sum insured
  • Lock the Clock — pay as per entry age
  • Borderless worldwide treatment
4 variantsClassic → Black
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ReAssure 2.0 Niva BupaCarry Forward

ReAssure 2.0

Don't lose what you don't use

Booster+ carries forward your unused cover up to 10X, with ReAssure Forever and 30-minute claims.

  • Booster+ up to 10X of base sum insured
  • ReAssure Forever after 1st claim
  • 30-minute claim processing
Fixed entry ageSmart saver
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Star Super Star Star HealthNew Age

Star Super Star

Future ki har move, covered!

Unlimited sum insured option, guaranteed Super Star Bonus and rich maternity & women-care benefits.

  • Sum insured up to Unlimited
  • 100% guaranteed bonus every year
  • CIBIL discount up to 15%
Individual & Floater₹5 L – Unlimited
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Star Health Assure Star HealthBig Family

Star Health Assure

Assurance for the whole family

Cover up to ₹2 Crore, large family sizes and maternity benefits — flexible for multi-generation homes.

  • Sum insured up to ₹2 Crore
  • Family size up to 2A+3C+4P
  • Wellness rewards up to 20%
Multi-generation₹5 L – ₹2 Cr
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Cover for every stage of life

One advisor, every kind of family

Whoever you're protecting, there's a plan shaped for you — and we'll help you find it.

Individuals

Young professionals building their first safety net with smart, affordable cover.

Couples

Newly-weds and partners — maternity, newborn and shared-cover plans made simple.

Families

Floater plans that protect parents, children and in-laws under one growing cover.

Seniors & Corporates

Lifelong renewal, high-value cover and group solutions for parents and workplaces.

Free tools
FreeNo cost, no obligation
Free smart tools

Clarity before you commit

Get instant answers to the questions everyone has — how much cover do I need, what will it cost, and which plan fits me best.

  • Coverage calculator

    Find the ideal sum insured for your age, city and family size.

  • Eligibility checker

    Answer a few questions and instantly see the plans you qualify for.

  • Side-by-side compare

    Weigh benefits across all six plans in one clean, honest table.

600%
Max coverage boost*
₹2 Cr
Highest cover available
30 min
Fastest claim processing*
24/7
Advisor support on WhatsApp

*Feature availability varies by plan and variant. Figures are drawn from insurer brochures for illustration.

Loved by families

Advice people remember at claim time

★★★★★

"They compared four plans for my parents and explained every waiting period patiently. When we finally claimed, they handled the paperwork end to end."

R
Rakesh M.Family floater · Thane
★★★★★

"As newly-weds we had no idea where to start. Swastik walked us through maternity cover and we picked a plan we actually understand."

P
Priya & AdityaCouple cover · Mumbai
★★★★★

"Honest, no pressure, and always a WhatsApp away. They found me an unlimited-cover plan within my budget. Highly recommend."

S
Sunil K.Individual · Navi Mumbai
Let's find your plan

Ready to protect what matters most?

Tell us a little about your family and we'll come back with the best-fit plans and exact premiums — usually within a few hours.

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